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The MSME 45-day payment rule, explained

Who it protects, when the clock starts, what interest applies, and what changed in 2026.

Section 43B(h): why your buyers lose a deduction when they pay you late

How the rule works, who it covers, and how to use it in a reminder.

How to file a delayed payment complaint on MSME Samadhaan

Step-by-step, with the documents to keep ready.

Payment reminder templates by industry

WhatsApp and email sequences in English and Hindi.

Tagaada

तगादा — the polite follow-up that gets you paid

AI-assisted payment follow-ups for B2B businesses. Built in India.

Tagaada is a product of Surge Software Solutions Private Limited · CIN U72200KA2021PTC154343 · GSTIN 29ABHCS2917F1Z7

Sy No. 13/1, #155, Shop No. 2, 1st Floor, 4th Main, BEML Layout, Thubrahalli, Bengaluru, Karnataka 560066 · [email protected]

Free tools

  • MSME delayed payment interest calculator
  • DSO calculator
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Guides

  • MSME 45-day payment rule
  • Section 43B(h) explained
  • Filing on MSME Samadhaan
  • Payment reminder templates

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Guides and calculators are general information, not legal or tax advice. Confirm your specific case with your CA or lawyer.