Payment reminder templates by industry
A five-step reminder sequence for each sector — from a friendly nudge before the due date to a final notice — in WhatsApp and email formats. Available in English and Hinglish here, and in हिन्दी.
Manufacturing
Credit periods of 30 to 90 days are common, and large buyers often stretch them further.
Wholesale and distribution
Retailers and sub-dealers typically get 15 to 45 days, with many small invoices per customer.
IT and software services
Net 30 to Net 60 is common, often tied to milestone sign-off or a monthly timesheet approval.
Logistics and transport
Freight bills are usually on 15 to 30 days, raised per trip or per consignment.
Pharma distribution
Chemists and hospitals typically get 21 to 60 days; hospitals and institutions often take longer.
Textiles and garments
Trade credit of 30 to 120 days is common, often routed through agents (dalals).
Construction materials
Contractors often pay 30 to 90 days, tied to their own running-account bills from the project owner.
Marketing and creative agencies
Monthly retainers on Net 30, plus project invoices on delivery; media pass-through costs can be large.
Want to fill in your own details? Use the payment reminder generator.